Visa 12.7
Invalid data
The charge was settled with data the network rejects, for example a mismatched card number or an invalid transaction identifier. This is a processing code between you and your processor. Your response is the corrected transaction record and the approval that supports it.
The evidence this code accepts
- 1
The authorisation code and date
Shows a valid approval exists behind the charge.
- 2
The transaction record as submitted
The reader needs the data that was actually sent.
- 3
Amount authorised against amount charged
Rules out an amount problem being read as a data problem.
Where sellers lose this one
- They answer with order paperwork rather than the transaction record.
Build the pack for Visa 12.7
4 questions specific to this code, plus the order and the notice. No account. You see the assessment and what is missing before you pay anything.
USD 9.90 a pack when you get it. This prepares your evidence; the card network decides.
Rules checked 2026-09. Sources. Network rules change; if you find this page out of date, tell us and we will correct it.