Visa 11.2
Declined authorisation
The charge was settled after the issuer declined the authorisation. There is one honest answer: if the authorisation was declined and you settled anyway, the dispute stands. If your processor shows an approval for this charge, that approval is the response.
The evidence this code accepts
- 1
The authorisation code and result
An approval, not a decline, is the entire case.
- 2
The authorisation date
Ties the approval to this charge.
- 3
Amount authorised against amount charged
The approval has to cover what you settled.
Where sellers lose this one
- They retried until something went through and treat that as an approval for the original attempt.
Build the pack for Visa 11.2
4 questions specific to this code, plus the order and the notice. No account. You see the assessment and what is missing before you pay anything.
USD 9.90 a pack when you get it. This prepares your evidence; the card network decides.
Rules checked 2026-09. Sources. Network rules change; if you find this page out of date, tell us and we will correct it.