Disputekit

Mastercard 4871

Chip and PIN liability shift

Mastercard 4871 covers lost, stolen or never-received cards used at chip and PIN terminals. It is a card-present code.

We do not cover this code

This code is for a card-present transaction at a chip and PIN terminal. It does not apply to online sales, and we have no evidence rules for it.

Reply to your processor directly with what it asks for. We would rather say that than sell you a document that cannot help.

See the codes we do cover

Rules checked 2026-09. Sources. Network rules change; if you find this page out of date, tell us and we will correct it.